Margaret Arnold • December 7, 2024
November: Gratitude In a No Spending Month

I made it through my “No Spend November” and it was a restorative reset.


After a few years of reading articles, books and podcasts about simplicity, I discovered an intriguing challenge: the “no-spend month.”  One of my favorite pieces was by my inspiration and favorite author Ann Patchett titled “My Year of No Shopping.” I learned there are strict no spend months (only essential expenses like food and home bills) and categorical no spend months (allowing some flexibility).


A strict no spend month during a transitional period was relatively easy and quite freeing, as I had little desire to accumulate more while in temporary housing.


I chose this November for my second no spend month. I picked this month, partly for the playful alliteration, but mostly because I desired a reset after a busy summer and fall of spending on travel, family events and more and before the busy holidays.


I DESIRED A RESET AFTER A BUSY SUMMER AND FALL ...




Here are some learnings of a no spend month as an intentional financial strategy:


  • No spend “why” and rules are personal. A spending freeze is personal and what you want to achieve. My no spend month, a spending detox, was cleansing, but I didn’t miss celebrating special moments, including the purchase of an engagement gift for my daughter, while maintaining overall spending discipline.
  • Mindful purchasing is a decision reflection. While the impulse was there to add an item to my cart, I spent more time thinking whether I “really” needed it. I would pause, leave, return and then decided against the purchase. And I have learned the present decision not to put it in the cart also kept at bay, for now, a future decision about that item – where and how it leaves my life.
  • Desire to purchase was suppressed. Keeping a list of the items I passed on during November (seven personal items or services in the $800 range), helped me see that the urgency for those same items quickly dissipated. Here are some examples: a) an orange baseball cap for walking in the woods (I had an old one that was just fine); b) a new dress and a manicure and pedicure for a special wedding (I attended in a dress only worn twice and did a home manicure and pedicure); c) the “perfect” coffee tumbler my daughter showed me (again, I pulled out an old one that fit my car cup holder); d) cleaning a dry clean-only dress at home with a product that I researched and felt safe using.


A no spend month during a month that celebrates gratitude and abundance (and on the eve of a month of holiday spending creep) was challenging but also special as it had many lessons, including restorative appreciation for a simplified life and space that gives me joy and peace every day.



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Past Blogs

Maple syrup bottles on the counter with holiday decor.
By Margaret Arnold January 1, 2026
As I go about my Silverish Simplicity days, I've started mentally categorizing my activities and intentions. Is this a lightbulb moment? Is this extreme? Is this an add-on to an existing idea? Since this is the time of year to look back while looking ahead, I'm sharing a few ideas in the categories below with the warning, dear readers, that they aren't for everyone—but no doubt there is wisdom and a challenge in each of them. Epiphanies After more than five years of downsizing and living more simply, I continue to have epiphanies as I go about my day. They come suddenly and are ideas I can't wait to try. Most challenge me to reduce, reuse, or repurpose and lean towards quality. One recent example: splitting and gifting a gallon of Saint John's Abbey Maple Syrup (one of 24 gallons bottled last season) won in a silent auction. With handmade tags added to glass bottles I had been collecting, this small-batch, limited production liquid gold became perfect gifts for my children (all who have visited the sugar shack) and a few hostesses. Extremes Some things I do to help the environment or save money would make my own family roll their eyes. Toilet paper, for instance. I save dryer lint in empty toilet paper rolls to create fire starters for outdoor bonfires. Saving dryer lint was a trick I learned from a friend way before I was Silverish Simplicity. I added the empty toilet paper roll for a more contained starter (and to keep the lint out of sight). An extra: I challenge myself to use only three perforated squares rather than grabbing half the roll. The cost savings and septic system benefits are real. I won’t go into any greater detail! ... I continue to have epiphanies as i go about my day ...
Christmas tree with white lights in front of a window, indoors.
By Margaret Arnold December 6, 2025
Five years ago, during the Covid season, my children came home to find tables of sorted items, empty storage closets, and the beginning of a life of simplicity and repurposing. Today, that simplicity—downsizing, repurposing, purchasing quality—continues. It's my go-to, my reset, my happy place. This fall and winter seasons have been busy, so here are some Silverish Simplicity insights: Foraging – For several years now, I've foraged for my own fall and winter outdoor planter decorations: pines, dogwood, sumac, birch. This year was especially fun with the discovery of hard-to-find bittersweet and cutting down our own small balsam fir for the holidays. Best of all, I shared the love of foraging with my daughter and her husband. Layering – I heard about "layering" Christmas décor rather than completely switching out your home, and it matched my intentions perfectly. This year I added touches of the holidays here and there without removing any existing décor. In the process, more than two totes of Christmas decorations moved on to family or Goodwill. With three children purchasing new homes this year, it was the perfect time to pass along items that matched their interests—from prints and books to snowmen and ornaments. It's fun to visit their homes and see these items being used, so it wasn't a complete farewell. ... A perfect time to pass along items that matched their interests ...
Laura Ingalls Wilder Book Collection
By Margaret Arnold October 11, 2025
After nearly 30 blog posts about simple living, I continue to find enjoyment in downsizing and being intentional. This summer reinforced my commitment to simplicity in two ways: first, letting things move on—including my 55-year collection of Laura Ingalls Wilder books to my son's fiancée, a teacher, with whom I discovered a shared love of the series; and secondly, using groceries wisely, experimenting with what's on hand and increasing freezing techniques rather than waste (more on that later). This intentional approach extends to reading, one of life's simplest pleasures. Some of my best memories and connections to people are through reading. Laura Ingalls Wilder's books read in the early 1970s remind me of home upstairs in the girls’ “dormitory” bedroom. The Sound of Music on a family road trip in a GMC motorhome in 1976 gave me moments of escape alongside five siblings. Kate DiCamillo, Gary Paulsen and the Harry Potter series remind me of my children as emerging readers and their well-worn books. Dancing at the Rascal Fair by Ivan Doig and Angle of Repose by Wallace Stegner connect me to an early book club of serious readers and friends I still cherish today. This intentional approach extends to reading ...